Phone Number 865 482 1043
Y-12 Federal Credit Union of Oak Ridge, Tennessee has been operating for more than 64 years, currently from 14 locations. It is a community credit union serving Oak Ridge, Knoxville, and surrounding East Tennessee counties. By number of members, it is the 6th largest in Tennessee and it has the 10th fastest growing membership in Tennessee. It also is the sixth largest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Also, debit cards and ATM’s with no surcharges.
For members needing to establish credit, the credit union offers share-secured credit cards and small dollar loans. Moreover, your local credit union helps with financial counseling, financial education and financial literacy.
In addition to automobile loans and other types of credit, Y-12 FCU can do real estate loans, has a first time home buyer program and can grant interest only or payment option first mortgage loans. Employees can help you with check cashing, low-cost wire transfers and money orders. Y-12 FCU members may also take advantage of in-school branches, income tax preparation assistance and tax refund anticipation loans.
Business and professional services include business share accounts, business loans, mortgage processing and the credit union is an approved mortgage seller. Those with other financial, savings, and investment needs will be pleased to find health savings accounts, certificates of deposits and insurance/investment products that are offered.
You can visit the credit union electronically via Internet home banking, phone account access and mobile. Online, you can file membership applications, fill out a loan app, get your account balance, order checks, open a new share account, do loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history and get e-Statements.
501 Lafayette Dr
Oak Ridge, TN 37830