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Phone Number 401 596 7000
Westerly Community Credit Union (WCCU) of Westerly, Rhode Island has been serving members for more than 66 years, currently from 4 locations. A state-chartered natural person credit union. By number of members, it is the 7th largest in Rhode Island and it has the 8th fastest growing membership in Rhode Island. It also is the seventh largest in the state by assets. It has the 4th fastest growing assets in Rhode Island.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.
For members needing to establish credit, the credit union offers small dollar loans. Financial education and financial literacy workshops are among the capabilities they offer.
In addition to vehicle and personal loans and other types of credit, WCCU can do real estate loans, has a first time home buyer program and can grant interest only or payment option first mortgage loans. Convenience services include international remittances, low-cost wire transfers and money orders. Westerly Community CU members may also take advantage of income tax preparation assistance and tax refund loans.
Business and professional services include business share accounts, business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Individuals with other financial, savings, and investment needs will want to consider individual development accounts, certificates of deposits and insurance/investment products that are offered.
The “virtual branch office” can be accessed via web banking, bank by phone and smartphone. Electronically from anywhere, you can apply for membership, apply for a loan, inquire into your account, order checks, open a new share account, loan payments, check previous transactions, make share account transfers, bill payer service, download your account history, view electronic statements and do remote deposits.
122 Granite St
Westerly, Rhode Island 02891