TCT Federal Credit Union Website Home Page
TCT Federal Credit Union Online Banking Website
Credit Union Mobile Application Click here and here
Routing Number: 221374984

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Phone Number 518 884 7002

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TCT Federal Credit Union of Ballston Spa, New York has been in operation for more than 55 years, currently from 4 locations. It is considered a primarily education field common bond.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft lines of credit. Also, debit cards and ATM’s with no surcharges.

For members needing to establish credit, the credit union offers share-secured credit cards and micro consumer loans.

Besides auto loans and other kinds of loans, TCT FCU can do real estate loans. Convenience services include check cashing, low-cost wire transfers and money orders. TCT FCU members may also benefit from in-school branches, student scholarships, income tax preparation assistance and tax refund loans.

Services to businesses and professionals include business share accounts, business loans, indirect business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will want to consider certificates of deposits and insurance/investment products that are offered.

Available electronic access includes Internet account access and bank by phone. Any time, anywhere, you can take out a loan, look at your balance, make loan payments, check previous transactions, transfer money, automate your bill payments, download your account history and view electronic statements.

416 Rowland St
Ballston Spa, NY 12020

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