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Smart Money Credit Union Phone Number: 02920 883751

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Smart Money Cymru Credit Union is an organisation that provides straight forward, affordable financial services to the people of Caerphilly, Blaenau Gwent and Newport.

A credit union is a financial co-operative owned and controlled by its members. Credit Unions offer a friendly, convenient and secure place to save with access to low cost loans. Each member of ‘Smart Money Cymru’ makes regular payments into their savings account – this fund then provides the basis for preferential rate loans. The income generated by lending helps us meet our operating expenses, build our reserves and pay our savers competitive dividends.

Credit union savings usually offer a dividend rate rather than an interest rate. This means that it depends how well the credit union perform that year.

Our members are encouraged to save for their future and in return they receive access to a range of financial services including affordable loans.

Value for money

You could save yourself a substantial amount of money by choosing a Smart Loan. Unlike the loans offered by many other lenders you will not be subject to any hidden charges and will benefit from built in life assurance on your savings and loans*. Credit Unions do not seek to profit from their members, any surplus is either reinvested in the credit union or returned to members in the form of a dividend. ( Interest is not paid on shares held )


64-66 Cardiff Rd, Caerphilly,
Mid Glamorgan CF83 1JQ, United Kingdom

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