Lower East Side Peoples Federal Credit Union
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Routing Number: 226082598
Phone Number: (212) 529-8197
Lower East Side People’s Federal Credit Union (USFCU) of New York, New York has been in service for more than 28 years, currently from 2 locations. Its field of membership is a multiple common bond credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft lines of credit. Also, debit cards and ATM’s with no surcharges.
For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cards, short term small amount loansand micro consumer loans. Additionally, financial counseling, financial education and financial literacy workshops.
Besides automobile loans and other kinds of borrowing, USFCU can do real estate loans and has a first time home buyer program. Conveniences include check cashing, international remittances, low-cost wire transfers and money orders. Lower East Side People’s FCU members may also benefit from bilingual services, student scholarships and loans based on expected tax refund.
Services to businesses and professionals include business share accounts, business loans, merchant processing services/payment processing, micro business loans, mortgage processing and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will appreciate individual development accounts and insurance/investment products that are offered.
Available electronic access to USFCU includes Internet account access, bank by phone and wireless phone apps. From home, you can apply to join the credit union, take out a loan, look at your balance, order share drafts, setup a new share account, loan payments, view account history, purchase merchandise, transfer money, online bill pay, download your account history and view statements.
37 Avenue B
New York, NY 10009