Jamestown Area Community Federal Credit Union Website Home Page
Jamestown Area Community Federal Credit Union Online Banking Website
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Routing Number: 222380964
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Phone Number 716 483 1650
To provide a wide variety of financial services at the lowest possible cost to our members and to support the community and the Credit Unions in our area with the philosophy of “It’s my credit union; it belongs to me.”
When you walk into the credit union lobby, or call a loan officer, what makes a credit union different from a bank is not immediately apparent. The two financial institutions may offer similar products and services. But there the similarities stop. Crucial differences exist — in ownership, in cost of borrowing money, and in use of services.
Credit unions are member-owned nonprofit financial cooperatives dedicate to improving members’ lives. Nearly 67 million members own 12,733 U.S. credit unions with combined assets of $ 307 billion. Stockholders own banks (with combined assets of $3,684 trillion). Banks make money for stockholders, not for customers.
Credit Unions are the only democratically controlled financial institutions in the United States. You and other members elect a volunteer board of directors to oversee the credit union. The manager or president/chief executive officer reports to the board. Bank directors, however, are paid and legally bound to make decisions that benefit stockholders, not customers.
915 E. Second Street
Jamestown, NY 14701