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Routing Number: 213955

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Highland Communties Credit Union Phone Number: +44 1397 700746

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Loan Protection

All members receive free loan protection up to 80 years of age. In the event of death, loans are paid in full subject to our insurer’s 6 months pre-condition limitation (excludes arrears – conditions apply).

Life Savings

In the event of a member’s death, all savings made before the age of 65 are doubled and will be paid to members’ nominated beneficiary (e.g. £250 shares (savings); £500 will be paid). All deposits made before the age of 65 will benefit from this cover no matter what the age of death.

For deposits made between the age of 65-79, members’ nominated beneficiary with receive 1.25 times their savings (e.g. £250 shares (savings); £312.50 with be paid).

Please note that this insurance is subject to a six months pre-existing condition limitation and Probate law. Maximum level of cover is £10,000. Life insurance provided by Sterling Life Insurance and further terms and conditions may apply.


An Drochaid, Claggan
Fort William, Highland

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