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Routing Number: 082807672
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Heritage Savings & Credit Union Phone Number: 519 351 0600
On November 21, 1952, Harvester Employees (Chatham) Credit Union Limited was granted a charter under The Credit Union and Caisses Populaires Act. The Credit Union served employees of International Harvester and their family members exclusively until 1985.
In November 1985, a merger took place between Harvester Employees and Chatham Community Credit Union Limited, creating Heritage Savings & Credit Union Inc., a new community credit union to serve all residents of Kent County. Along the way, several other credit union have been added to our membership: Kent School Employees Credit Union Limited, Blessed Sacrament (Chatham) Credit Union Limited, St. Joseph’s Church (Chatham) Credit Union Limited, Federal Civil Servant’s (Chatham) Credit Union Limited among others.
Today, we provide personal loans, residential mortgages, commercial and agricultural lending as well as a full range of deposit services.
The major difference between Credit Unions and Banks is that as a member of a Credit Union, you are an owner and have a say in how the Credit Union operates as well as how profits are distributed. Also, Credit Unions are regulated by the province in which they reside while Banks are subject to Federal legislation.
In Ontario’s Credit Union system, each depositor is insured to a maximum of $100,000 on their deposits. In addition, your RRSP and RRIF amounts are separately insured for an additional $100,000 per contract. These funds are insured by the Deposit Insurance Corporation of Ontario.
318 Merritt Ave