First New York Federal Credit Union

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Routing Number: 221379785
Phone Number: (518) 393-1326

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First New York Federal Credit Union of Albany, New York has been serving members for more than 77 years, currently from 13 locations. Its type of membership is a community credit union.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Also, debit cards and ATM’s with no surcharges.

For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cards and small dollar loans. Financial counseling, financial education and financial literacy workshops are among the capabilities they offer.

In addition to vehicle and personal loans and other types of credit, First New York FCU can do real estate loans and has a first time home buyer program. Convenience services include money orders. First New York FCU members may also take advantage of in-school branches, student scholarships and tax refund loans.

Business and professional services include business share accounts, business loans, micro business loans and mortgage processing. Individuals with other financial, savings, and investment needs will want to consider insurance/investment products.

The “virtual branch office” can be accessed via web banking, bank by phone and smartphone. Electronically from anywhere, you can apply for a loan, inquire into your account, order checks, open a new share account, loan payments, check previous transactions, make share account transfers, bill payer service, download your account history, view electronic statements, do remote deposits and make payments via smartphone.

2 Wall St
Albany, NY 12205

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