Identity Force vs Identity Guard
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One of the fastest rising crimes in the United States is identity theft. No longer do thieves have to resort to breaking into your home or mugging you on the street for your purse or wallet. Thieves can attack you at anytime, and without being anywhere near you.
Last year, identity theft increased by 47 percent, according to the Federal Trade Commission.
Most people who are targeted range in age from 18 to 24 years old and make an average of $75,000 in salary. Considering these scary statistics, it’s wise to invest in a good identity theft protection service. Two of the most popular are Identity Force and Identity Guard. Looking at a comparison of the two can help you to decide which of these services is better for you.
Identity Force is considered one of the top identity theft protection services found anywhere in the US. It uses an analytics engine to constantly search for information online that may potentially be at risk of being stolen.
14 Days Free Trial +17% Off , brings the price down to $14.95 per/mon. after FREE TRIAL
Since it’s a little more expensive, I get it if you’re worried, but this plan is really comprehensive.
It has everything you’d expect for the price and from an identity protection service — UltraSecure helps protects your social security number, credit cards, driver’s license, vehicle registration, and public records similar to the other services.
Unfortunately, it doesn’t have 24/7 live chat with representatives, but it boasts many years of experience in the area of identity theft protection. The company works with government and commercial agencies and individuals alike to ensure top notch service.
It also has a $1 million identity theft insurance, so you know that the company is highly qualified and backs up its credentials.
When you use Identity Force as your go-to identity theft protection service, it constantly monitors your personal information and protects against any number of potential threats. It also gives you tips as to how you can avoid falling prey to identity fraud.
Identity theft insurance policies through the company pays up to $1 million to cover any losses you suffer, even if you might have been responsible for your information being compromised.
Data breached are a reality – protect yourself and your loved ones with IdentityForce
Identity Force checks for personal information in online chats, public records and websites that have less than legitimate backgrounds. This is all done using its proprietary ID analytics engine, which searches for data that might be stolen or could potentially be stolen.
If any fraud is detected, you are instantly notified. Additionally, there is the option of having the company monitor your credit as well. As an optional feature, you can also include your children for identity theft monitoring services through Identity Force.
IdentityForce UltraSecure also has stolen wallet assistance where a professional, who is available 24/7, supports you while you cancel each of your credit cards to avoid theft. You’ll receive $1,000,000 in assistance to minimize the damage should you need legal aid.
What makes IdentityForce stand out is the fact that you can also receive lost wages if you need to take off work due to the problem. You can receive up to $1,000 per week in funds to cover any time off work.
Remember when I said credit card offers can be one of the number one ways twentysomethings can have their information stolen? IdentityForce has junk mail opt-out to keep thieves from snatching things out of your mailbox. Plus, you can also use the anti-key-logging and anti-phishing software to stop malware and fake sites that claim you can get free stuff—who doesn’t need free stuff?
Finally, you can get a little more knowledge on how to build your credit, protect your finances, and make responsible financial decisions using their online financial tools. It’s hard being responsible and everyone under the age of 30 knows that, but you can learn quickly and easily using this feature.
Identity Guard is considered a Great Service for identity theft protection as well, in comparison to Identity Force.
Identity Guard Essentials costs $8.99 per/mon comes with a free 30-day trial when you use our link
They have recently upgraded to “Near Real-Time Alerts” For instance, if someone views your TransUnion credit report in an attempt to open an account in your name, you’ll get an alert right away instead of waiting up to 2 or 3 days for batch processing.
However, it does provide as much as $2,000 in emergency cash to clients in the event their wallet is lost or stolen.
The company has two ways of monitoring your data — through its own engine as well as via software you can install on your own computer to keep it secure.
Like Identity Force, Identity Guard offers up to $1 million in insurance against identity theft to cover any losses and fraud you suffer.
Identity Guard monitors your credit score with all three major credit reporting bureaus of Equifax, Experian and TransUnion.
When your information is detected, you will be alerted through text message. It should be known, however, that the credit reporting bureaus are not alerted, meaning that it’s up to you to contact them if you fall prey to identity theft.
The $2,000 emergency funds the company provides in the event that you lose your wallet is excellent, especially if you are traveling away from home. Additionally, Identity Guard also offers monitoring for all type of personal information.There is no 24/7 customer services support, but its phones are open around 15 hours per weekday and nine hours on Saturdays.
Try it for Free Sign up for Identity Guard today
Which Identity Theft Protection Service is Better?
Overall, both companies offer excellent identity theft protection services. However, it’s impossible to say which is better for you because everyone is different. Identity Force may be a slightly better deal as it has a slight edge in terms of services offered.
You may not have $14.95 to spend on identity protection, which makes the cheaper options a much better choice. In the end, it depends on what you need. The online financial tools offered by IdentityForce could help you make good financial decisions and protect your online shopping, even when using public internet.
They have comparable services for just $9.99 per month. Consider what each service offers for the price and determine if you’re willing to spend that much per month or annually. Your lifestyle should also play a huge role in determining which service is right. Doing a lot of online shopping puts you at risk, so you’ll want alerts that let you know if something has occurred with your bank or credit accounts.
Protecting your identity is essential and shouldn’t be put on the back burner. Since you’re just starting out your credit age and history, you want to make sure thieves don’t have a chance to do damage.