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Routing Number:  082816962
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Education Credit Union Phone Number: 519 742 3500

More Information

Education Credit Union (ECU) is a locally-owned, member-operated financial co-operative. We provide full financial services, including a comprehensive Wealth Management program to over 9,500 members who share the principles of democratic ownership. Our primary focus is you – not profits. For that reason we strive to provide lower or no service charges, higher investment rates, competitive loan rates, and the latest in financial products and services.

Our roots can be traced to two Waterloo Region District School Board teachers, Ray Eaton and Gord Gamey, who believed in the long-standing principles held by credit unions: personal service and responsiveness to members’ needs. Through their commitment, the Education Credit Union was formed in 1972. We’ve come a long way since then, now possessing over $228 million in combined assets as at September 30, 2015.

As a co-operative, ECU members are owners, because they are also shareholders. Each member gets one vote, regardless of the amount of shareholdings or deposits. So you, along with other members, have a voice in setting the credit union’s direction within the community.

We are part of The Exchange® Network, the second largest ATM network in Canada, with over 3,300 ding free ATM’s available for members. Conduct your business in person, at one of our three branches, bank online, download our mobile app or transact by telephone. Education Credit Union deposits are insured by the Deposit Insurance Corporation of Ontario. For a complete outline of deposit insurance coverage, ask for a brochure at any branch, or click here.

Although our roots began through the education community, our membership base consists of members from the general population of the Region of Waterloo. We encourage you to consider us as your financial service provider in order to experience the credit union difference.


6-51 Ardelt Avenue
Kitchener, Ontario
N2C 2S9

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