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CredCer Credit Union Phone Number: 01239 621 408

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We are a non-profit financial organisation that offers ethical community banking for our members. We are a savings and loan co-operative where members invest their money to lend to one another and help run the credit union. Profits are distributed back to members in the form of a dividend.

You can apply for a loan if you are an existing WWCU member or if you live, work or study in Ceredigion, Carmarthenshire or Pembrokeshire. If you are not already registered as a member you will need to complete a membership application and provide proof of ID.

We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a credit union is unable to meet its financial obligations. Most depositors – including most individuals and small businesses – are covered by the scheme.

In respect of deposits, an eligible depositor is entitled to claim up to £75,000. For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £75,000 each (making a total of £150,000). The £75,000 limit relates to the combined amount in all the eligible depositor’s accounts with the credit union, including their share of any joint account, and not to each separate account.

For further information about the scheme (including the amounts covered and eligibility to claim) please ask at your local branch, refer to the FSCS website or call 0800 678 1100.


46 St Mary’s Street,
Cardigan, Ceredigion, SA43 1HA

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