Everything for your Credit Union by State | My Credit Unions

Credit Union by State

My Credit Unions

First, My Credit Union provides local Credit Unions owned by individual members providing financial services for many people left under served by traditional banking institutions. Second, Credit unions today remain financial institutions with a “not-for-profit but for service” operating philosophy to provide the best credit union loans, credit union rates and mortgages for credit union member services for YOUR money.

Federal Credit Union by State

International Credit Unions

Additionally, find your local UK Credit Union of the United Kingdom information. Also, see Credit Unions of EnglandCredit Unions of Scotland and Credit Unions of Wales or Australian Credit Unions

Also, find your local Canada Credit Union, or Alberta Credit Unions, Ontario Credit Unions, Manitoba Credit Unions and Saskatchewan Credit Unions

What is a Credit Union

First, you’ve probably heard of banks, but you might not be as familiar with credit unions. Second, they are financial institutions too, but are not-for-profit organizations owned by all of its members versus for profit organizations owned by a handful or small group of individuals. Also, credit unions focus on helping their members save and borrow and receive affordable financial services.

Usually, credit unions offer higher savings rates, which is important to young people just starting their savings accounts. Credit unions typically charge lower fees compared to banks and are known for providing personal service and helping members plan for the future.

Moreover, the credit union philosophy is members helping members. Many members of credit unions like knowing their savings will help other members get mortgages to buy homes and loans for new cars.

You can join a credit union based on where you and your family live, work, worship, or the associations you or your family belong to. Talk with your co-workers and family members to see which credit union they may be a member of and would possibly be a good fit for you.

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