Cheshire Neighbours Credit Union Website Home Page
Cheshire Neighbours Credit Union Online Banking Website
Cheshire Neighbours Credit Union Mobile Application
Routing Number: 215692
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Cheshire Neighbours Credit Union Phone Number: 01270 685625
CNCU can trace its roots back to 2003 when Crewe and Nantwich Credit Union was established. The credit union movement extended into the former Vale Royal District in 2009 at the request of Vale Royal District Council and was renamed Cheshire Neighbours Credit Union. Today, we continue to operate across Cheshire promoting the financial wellbeing of our members.
The primary objective of CNCU is to promote sound financial management by encouraging people to save rather than borrow. Unlike other financial institutions there is no minimum savings level unless you take a loan, and no minimum loan value. By encouraging saving we prevent debt. We specialise in helping people on low incomes, and/or facing problems with debt. The credit union offers a range of information and support for members in financial difficulties. Our low cost loans provide a real alternative to people who would otherwise borrow using expensive bank loans, credit cards, or even payday loans.
As a co-operative we operate differently to other businesses owned by shareholders. Our Board of Directors are directly elected by and from our membership, on a one person one vote basis. In a conventional business the more shares you have the more votes you have meaning that only the wealthy have any real say or control. In a co-operative any member has an equal say in the running of the business. This is the reason we have different ethics, values and principles than most of our competitors in the financial services market, and why we return any financial surplus to our members in the local community rather than to wealthy individuals in offshore tax havens. These co-operative values and principles set us out as a more democratic, equal and more fair way of doing business.
CNCU Head Office
Crewe, CW1 2JZ