Everything about Bay Credit Union

Bay Credit Union




Bay Credit Union

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Routing Number: 082802812
Bay Credit Union Phone Number: 807-345-7612

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Bay Credit Union prides itself on providing its members with friendly and responsive service. In fact, unlike most financial institutions, Bay CU consistently rates high marks in independent surveys on Member Service.Bay Credit Union Limited is a financial institution dedicated to serving our members. We offer competitively priced deposits, loans, mortgages, and registered plans. Investment Services and Financial Planning are also now available.

Bank in person, via ATM, on-line, or by phone. We offer virtually everything that you would find at a bank but provide our services at cost to our members!
We are jointly owned by our customers – our members! And because we are locally owned, every penny of our profits goes back into expanding services, paying dividends and loan rebates to our members, and to serving our local community.

Bay CU (BCU) was founded March 15, 1946. The original name for the organization was People’s Co-Operative Credit Union. The aim was to serve the Finnish population in their mother language and thus, at the beginning, the members were all Finns. The name was changed in 1975 when the organization faced some changes and moved to its’ own location.

Currently, BCU has approximately 3370 members from various nationalities. The organization is run by the Board of Directors that consists of nine members and is elected at the Annual General Meeting. The Board has approximately 13 meetings yearly. In addition, there are four Committees that meet regularly, Audit Committee, which is the only mandatory Committee, Policy Committee, Social Responsibility Committee, and Marketing Committee. The duties of the Audit Committee are to monitor financial matters, budget analysis, risk management controls, and the review of possible or potential conflict of interest issues. The CEO, Lea Matyuska, leads the operational functions.


142 S. Algoma Street
Thunder Bay, Ontario

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